{"id":80,"date":"2025-08-19T13:20:40","date_gmt":"2025-08-19T13:20:40","guid":{"rendered":"https:\/\/web.alums.co.ke\/?page_id=80"},"modified":"2025-08-21T09:18:03","modified_gmt":"2025-08-21T09:18:03","slug":"home","status":"publish","type":"page","link":"https:\/\/web.alums.co.ke\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t
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Reliable Loans<\/span><\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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Directly to your M-Pesa. No long queues , just simple, secure borrowing when you need it most.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tApply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tOptions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Loan Calculator<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\n\n\n \n \n Loan Calculator<\/title>\n <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\n <script>\n tailwind.config = {\n theme: {\n extend: {\n colors: {\n primary: '#6C5CE7', \/* purple *\/\n secondary: '#00B894', \/* teal *\/\n accent: '#FF7675', \/* coral *\/\n amber: '#FDCB6E',\n sky: '#74B9FF',\n fuchsia: '#EA4C89',\n light: '#f8f9fa',\n dark: '#212529',\n success: '#55efc4',\n warning: '#ffeaa7'\n },\n boxShadow: {\n glow: '0 10px 30px rgba(108, 92, 231, 0.35)',\n glowSoft: '0 10px 30px rgba(0, 184, 148, 0.25)',\n }\n }\n }\n }\n <\/script>\n\n <style>\n @import url('https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@300;400;500;600;700&display=swap');\n\n body {\n font-family: 'Poppins', sans-serif;\n min-height: 100vh;\n background:\n radial-gradient(1200px 600px at 10% 10%, rgba(116,185,255,.25), transparent 60%),\n radial-gradient(1000px 500px at 90% 20%, rgba(253,203,110,.25), transparent 60%),\n radial-gradient(900px 600px at 20% 90%, rgba(108,92,231,.25), transparent 60%),\n linear-gradient(135deg, #F8FBFF 0%, #F3F6FF 100%);\n }\n\n \/* Card polish *\/\n .loan-card {\n border-radius: 20px;\n overflow: hidden;\n background: rgba(255,255,255,0.9);\n backdrop-filter: blur(8px);\n box-shadow: 0 20px 50px rgba(108, 92, 231, 0.15);\n transition: transform .3s ease, box-shadow .3s ease;\n border: 1px solid rgba(108,92,231,.08);\n }\n .loan-card:hover {\n transform: translateY(-6px);\n box-shadow: 0 24px 60px rgba(108, 92, 231, 0.2);\n }\n\n \/* Gradient chips *\/\n .chip {\n display: inline-flex;\n align-items: center;\n gap: .5rem;\n padding: .35rem .7rem;\n border-radius: 999px;\n font-size: .75rem;\n font-weight: 600;\n color: white;\n box-shadow: 0 8px 18px rgba(0,0,0,.08);\n }\n\n \/* Range slider \u2014 colorful track + glow thumb *\/\n .range-slider {\n -webkit-appearance: none;\n appearance: none;\n width: 100%;\n height: 12px;\n border-radius: 999px;\n background: linear-gradient(90deg, #1B3B6A, #74B9FF, #00B894, #FDCB6E, #FF7675);\n outline: none;\n box-shadow: inset 0 0 0 4px rgba(255,255,255,.65), 0 6px 16px rgba(108,92,231,.15);\n }\n .range-slider::-webkit-slider-thumb {\n -webkit-appearance: none;\n appearance: none;\n width: 26px; height: 26px;\n border-radius: 50%;\n background: white;\n border: 3px solid #6C5CE7;\n cursor: pointer;\n box-shadow: 0 0 0 6px rgba(108, 92, 231, .15);\n transition: transform .15s ease;\n }\n .range-slider::-webkit-slider-thumb:hover { transform: scale(1.05); }\n .range-slider::-moz-range-thumb {\n width: 26px; height: 26px;\n border-radius: 50%;\n background: white;\n border: 3px solid #6C5CE7;\n cursor: pointer;\n box-shadow: 0 0 0 6px rgba(108, 92, 231, .15);\n }\n\n \/* Result card \u2014 brighter gradient *\/\n .result-card {\n background: linear-gradient(204deg, #0049b4 0%, #002d6e 100%);\n border-radius: 18px;\n box-shadow: var(--shadow, 0 12px 34px rgba(108, 92, 231, 0.35));\n position: relative;\n overflow: hidden;\n isolation: isolate;\n }\n .result-card::after{\n content:\"\";\n position:absolute; inset:-2px;\n background: radial-gradient(600px 200px at 20% -10%, rgba(253,203,110,.45), transparent 60%),\n radial-gradient(500px 200px at 110% 20%, rgba(255,118,117,.35), transparent 60%);\n z-index:-1;\n filter: blur(8px);\n }\n\n .animate-value { animation: pulse 1.5s infinite; }\n @keyframes pulse { 0%{transform:scale(1)} 50%{transform:scale(1.04)} 100%{transform:scale(1)} }\n\n \/* Respect \"Reduce Motion\": keep UI identical, just skip number tween + pulse *\/\n @media (prefers-reduced-motion: reduce) {\n .animate-value { animation: none !important; }\n }\n\n \/* Inputs *\/\n input[type=\"date\"]{\n background: #fff;\n border: 2px solid rgba(108,92,231,.15);\n transition: box-shadow .2s ease, border-color .2s ease;\n }\n input[type=\"date\"]:focus{\n outline: none;\n border-color: #6C5CE7;\n box-shadow: 0 0 0 6px rgba(108,92,231,.12);\n }\n\n \/* Feature cards \u2014 colorful gradients *\/\n .feature {\n background: linear-gradient(135deg, rgba(255,255,255,.95), rgba(255,255,255,.9));\n border: 1px solid rgba(108,92,231,.08);\n box-shadow: 0 12px 28px rgba(0,0,0,.06);\n transition: transform .25s ease, box-shadow .25s ease;\n }\n .feature:hover{\n transform: translateY(-4px);\n box-shadow: 0 18px 36px rgba(108,92,231,.2);\n }\n .feature .icon-ring{\n width: 64px; height: 64px;\n border-radius: 999px;\n display: grid; place-items: center;\n background: conic-gradient(from 180deg, #6C5CE7, #74B9FF, #00B894, #FDCB6E, #FF7675, #6C5CE7);\n box-shadow: 0 8px 18px rgba(108,92,231,.2);\n }\n .feature .icon-ring > span{\n width: 46px; height: 46px; border-radius: 999px;\n background: white; display: grid; place-items: center;\n }\n <\/style>\n<\/head>\n\n<body class=\"bg-gray-50 \">\n <div class=\"container mx-auto px-4 py-12 max-w-7xl\">\n <div class=\"loan-card max-w-4xl mx-auto\">\n <div class=\"p-6 md:p-8\">\n <div class=\"grid grid-cols-1 md:grid-cols-2 gap-8\">\n <!-- Loan Amount Section -->\n <div>\n <p class=\"text-2xl font-semibold text-gray-800 mb-6 flex items-center gap-2\">\n <i class=\"fa-solid fa-sliders-h text-primary\"><\/i> Loan Details\n <\/p>\n\n <div class=\"mb-8\">\n <div class=\"flex justify-between mb-2\">\n <label class=\"text-gray-700 font-medium\">Loan Amount (Ksh)<\/label>\n <span id=\"loan-amount-value\" class=\"text-primary font-bold text-lg\">Ksh 25,000<\/span>\n <\/div>\n <input type=\"range\" min=\"1000\" max=\"50000\" value=\"25000\" step=\"500\" class=\"range-slider\" id=\"loan-amount\">\n <div class=\"flex justify-between text-sm text-gray-500 mt-2\">\n <span>Ksh 1,000<\/span>\n <span>Ksh 50,000<\/span>\n <\/div>\n <\/div>\n\n <!-- Repayment Period -->\n <div class=\"mb-8\">\n <div class=\"flex items-center justify-between mb-3\">\n <p class=\"text-gray-700 font-extrabold\">Repayment Date<\/p>\n <!-- Hidden on mobile, visible md+ -->\n \n <\/div>\n\n <div class=\"mb-4\">\n <input type=\"date\" id=\"repayment-date\" class=\"w-full p-3 rounded-lg\">\n <\/div>\n\n <div class=\"text-sm text-gray-600 space-y-1\">\n <p class=\"flex items-center gap-2\">\n <i class=\"fa-solid fa-circle text-xs\" style=\"color:#6C5CE7\"><\/i>\n Shorter period = lower interest\n <\/p>\n <p class=\"flex items-center gap-2\">\n <i class=\"fa-solid fa-circle text-xs\" style=\"color:#00B894\"><\/i>\n 1\u201330 days window available\n <\/p>\n <span class=\"chip hidden md:inline-flex\" style=\"background: linear-gradient(90deg,#FDCB6E,#FF7675); font-size:8px;\">\n 1\u20137d: 10% \u2022 8\u201314d: 20% \u2022 15\u201330d: 30%\n <\/span>\n <\/div>\n <\/div>\n\n <!-- How It Works \u2014 hidden on mobile, visible md+ -->\n <div class=\"rounded-xl p-5 feature hidden md:block\">\n <p class=\"font-extrabold text-gray-800 mb-3\">How It Works<\/p>\n <ul class=\"space-y-2 text-gray-700\">\n <li class=\"flex items-start\">\n <i class=\"fas fa-check-circle text-primary mt-1 mr-2\"><\/i>\n <span>Select your loan amount between Ksh 1,000 and Ksh 50,000<\/span>\n <\/li>\n <li class=\"flex items-start\">\n <i class=\"fas fa-check-circle text-secondary mt-1 mr-2\"><\/i>\n <span>Choose your repayment period<\/span>\n <\/li>\n <li class=\"flex items-start\">\n <i class=\"fas fa-check-circle text-accent mt-1 mr-2\"><\/i>\n <span>See your total repayment amount instantly<\/span>\n <\/li>\n <\/ul>\n <\/div>\n <\/div>\n\n <!-- Results Section -->\n <div>\n <div class=\"result-card p-4 text-white h-full flex flex-col justify-between shadow-glow\">\n <div>\n <p class=\"text-2xl font-extrabold mb-6 flex items-center gap-2\">\n <i class=\"fa-solid fa-receipt\"><\/i> Loan Summary\n <\/p>\n\n <div class=\"space-y-4\">\n <div class=\"flex justify-between items-center pb-2 border-b border-white\/30\">\n <div>\n <div class=\"text-white\/80\">Loan Amount<\/div>\n <div class=\"text-2xl font-bold\" id=\"result-loan-amount\">Ksh 25,000<\/div>\n <\/div>\n <div class=\"text-white\/90\">\n <i class=\"fas fa-money-bill-wave text-3xl\"><\/i>\n <\/div>\n <\/div>\n\n <div class=\"flex justify-between items-center pb-2 border-b border-white\/30\">\n <div>\n <div class=\"text-white\/80\">Interest Rate<\/div>\n <div class=\"text-2xl font-bold\" id=\"result-interest-rate\">10%<\/div>\n <\/div>\n <div class=\"text-white\/90\">\n <i class=\"fas fa-percentage text-3xl\"><\/i>\n <\/div>\n <\/div>\n\n <div class=\"flex justify-between items-center pb-2 border-b border-white\/30\">\n <div>\n <div class=\"text-white\/80\">Interest Amount<\/div>\n <div class=\"text-2xl font-bold\" id=\"result-interest-amount\">Ksh 2,500<\/div>\n <\/div>\n <div class=\"text-white\/90\">\n <i class=\"fas fa-calculator text-3xl\"><\/i>\n <\/div>\n <\/div>\n\n <div class=\"flex justify-between items-center pt-2\">\n <div>\n <div class=\"text-white\/80\">Total Repayment<\/div>\n <div class=\"text-5xl font-extrabold animate-value\" id=\"result-total\">Ksh 27,500<\/div>\n <\/div>\n <div class=\"text-white\/90\">\n <i class=\"fas fa-file-invoice-dollar text-3xl\"><\/i>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"mt-8\">\n <button class=\"w-full bg-white text-primary font-bold py-4 rounded-xl hover:bg-gray-100 transition duration-300 transform hover:scale-[1.02] shadow-glowSoft\">\n Apply for Loan Now\n <\/button>\n <p class=\"text-center text-white\/80 text-sm mt-3\">\n <i class=\"fas fa-lock mr-1\"><\/i>Secure & Confidential\n <\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <!-- Calculator Logic (fixed brackets, robust local date math, friendly animation) -->\n <script>\n document.addEventListener('DOMContentLoaded', function () {\n \/\/ ===== DOM =====\n const loanAmountSlider = document.getElementById('loan-amount');\n const loanAmountValue = document.getElementById('loan-amount-value');\n const resultLoanAmount = document.getElementById('result-loan-amount');\n const resultInterestRate = document.getElementById('result-interest-rate');\n const resultInterestAmount = document.getElementById('result-interest-amount');\n const resultTotal = document.getElementById('result-total');\n const repaymentDateInput = document.getElementById('repayment-date');\n\n \/\/ ===== Formatters =====\n const KES = new Intl.NumberFormat('en-KE', { maximumFractionDigits: 0 });\n const PCT = new Intl.NumberFormat('en-KE', { maximumFractionDigits: 0 });\n\n \/\/ Motion preference\n const reduceMotion = window.matchMedia && window.matchMedia('(prefers-reduced-motion: reduce)').matches;\n\n \/\/ ===== Helpers (LOCAL time, no UTC pitfalls) =====\n const msPerDay = 24 * 60 * 60 * 1000;\n\n const toYMD = (d) => {\n const y = d.getFullYear();\n const m = String(d.getMonth() + 1).padStart(2, '0');\n const day = String(d.getDate()).padStart(2, '0');\n return `${y}-${m}-${day}`;\n };\n\n const localMidnight = (d) => new Date(d.getFullYear(), d.getMonth(), d.getDate());\n\n \/\/ Parse \"YYYY-MM-DD\" into LOCAL date\n const parseYMDLocal = (str) => {\n const m = \/^(\\d{4})-(\\d{2})-(\\d{2})$\/.exec(str);\n if (!m) return new Date(NaN);\n const y = +m[1], mm = +m[2], dd = +m[3];\n return new Date(y, mm - 1, dd);\n };\n\n const clamp = (n, min, max) => Math.min(max, Math.max(min, n));\n const fmtKES = (n) => 'Ksh ' + KES.format(Math.round(n));\n\n \/\/ Friendly, reliable number animation (requestAnimationFrame + easing)\n const lastValue = new WeakMap();\n const easeOutCubic = (t) => 1 - Math.pow(1 - t, 3);\n\n function animateNumber(el, target, { unit = 'currency', minDur = 250, maxDur = 800 } = {}) {\n const currentText = el.textContent || '';\n const parsed = parseFloat(currentText.replace(\/[^0-9.-]\/g, '')) || 0;\n const start = lastValue.get(el) ?? parsed;\n\n const delta = target - start;\n const duration = clamp(150 + Math.abs(delta) * 0.02, minDur, maxDur);\n\n if (reduceMotion || delta === 0 || duration <= 0) {\n el.textContent = unit === 'currency' ? fmtKES(target) : `${PCT.format(target)}%`;\n lastValue.set(el, target);\n return;\n }\n\n const t0 = performance.now();\n function frame(t) {\n const p = clamp((t - t0) \/ duration, 0, 1);\n const eased = easeOutCubic(p);\n const cur = start + delta * eased;\n\n el.textContent = unit === 'currency' ? fmtKES(cur) : `${PCT.format(cur)}%`;\n\n if (p < 1) {\n requestAnimationFrame(frame);\n } else {\n el.textContent = unit === 'currency' ? fmtKES(target) : `${PCT.format(target)}%`;\n lastValue.set(el, target);\n }\n }\n requestAnimationFrame(frame);\n }\n\n \/\/ ===== State =====\n let loanAmount = parseInt(loanAmountSlider.value, 10) || 25000;\n let interestRate = 0.10; \/\/ default\n\n \/\/ ===== Date constraints (1\u201330 days from LOCAL today) =====\n const today = localMidnight(new Date());\n const minDate = new Date(today); minDate.setDate(minDate.getDate() + 1);\n const maxDate = new Date(today); maxDate.setDate(maxDate.getDate() + 30);\n\n repaymentDateInput.min = toYMD(minDate);\n repaymentDateInput.max = toYMD(maxDate);\n\n \/\/ Default: +7 days\n const defaultRepayment = new Date(today);\n defaultRepayment.setDate(defaultRepayment.getDate() + 7);\n repaymentDateInput.value = toYMD(defaultRepayment);\n\n \/\/ ===== Core calc =====\n function daysBetweenLocal(fromLocalMidnight, toLocalMidnight) {\n return Math.round((toLocalMidnight - fromLocalMidnight) \/ msPerDay);\n }\n\n function pickInterestRate(days) {\n if (days <= 7) return 0.10; \/\/ 1\u20137 days\n if (days <= 14) return 0.20; \/\/ 8\u201314 days\n return 0.30; \/\/ 15\u201330 days\n }\n\n function calculateLoan() {\n \/\/ Parse and normalize repayment date\n let repay = parseYMDLocal(repaymentDateInput.value);\n if (isNaN(repay.getTime())) {\n repay = new Date(today);\n repay.setDate(repay.getDate() + 7);\n repaymentDateInput.value = toYMD(repay);\n }\n const repayLocal = localMidnight(repay);\n\n \/\/ Days delta (clamped to 1\u201330)\n let days = daysBetweenLocal(today, repayLocal);\n days = clamp(days, 1, 30);\n\n \/\/ Interest rate by bracket\n const newRate = pickInterestRate(days);\n\n \/\/ Amounts\n const interestAmount = Math.round(loanAmount * newRate);\n const totalRepayment = loanAmount + interestAmount;\n\n \/\/ UI updates with safe animation\n animateNumber(resultLoanAmount, loanAmount, { unit: 'currency' });\n if (newRate !== interestRate) {\n animateNumber(resultInterestRate, newRate * 100, { unit: 'percent' });\n } else {\n resultInterestRate.textContent = `${PCT.format(newRate * 100)}%`;\n lastValue.set(resultInterestRate, newRate * 100);\n }\n animateNumber(resultInterestAmount, interestAmount, { unit: 'currency' });\n animateNumber(resultTotal, totalRepayment, { unit: 'currency' });\n\n \/\/ Persist new rate\n interestRate = newRate;\n }\n\n function onAmountChange() {\n loanAmount = parseInt(loanAmountSlider.value, 10) || 0;\n loanAmountValue.textContent = fmtKES(loanAmount);\n calculateLoan();\n }\n\n \/\/ ===== Events =====\n loanAmountSlider.addEventListener('input', onAmountChange);\n repaymentDateInput.addEventListener('change', calculateLoan);\n\n \/\/ ===== Init =====\n loanAmountValue.textContent = fmtKES(loanAmount);\n resultInterestRate.textContent = `${PCT.format(interestRate * 100)}%`;\n calculateLoan();\n });\n <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72717194 e-flex e-con-boxed e-con e-parent\" data-id=\"72717194\" data-element_type=\"container\" id=\"about_us\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5be25f72 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"5be25f72\" data-element_type=\"container\" data-settings=\"{"animation":"fadeInLeft"}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-319a5b22 elementor-widget elementor-widget-image\" data-id=\"319a5b22\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"553\" height=\"667\" src=\"https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/1382-e1755610593258.jpg\" class=\"attachment-full size-full wp-image-90\" alt=\"\" srcset=\"https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/1382-e1755610593258.jpg 553w, https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/1382-e1755610593258-249x300.jpg 249w\" sizes=\"(max-width: 553px) 100vw, 553px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e602b3c elementor-widget elementor-widget-image\" data-id=\"5e602b3c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/testimonials-image-1.jpg\" class=\"attachment-full size-full wp-image-262\" alt=\"\" srcset=\"https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/testimonials-image-1.jpg 1920w, https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/testimonials-image-1-300x200.jpg 300w, https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/testimonials-image-1-1024x683.jpg 1024w, https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/testimonials-image-1-768x512.jpg 768w, https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/testimonials-image-1-1536x1024.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7dae04c2 e-con-full e-flex e-con e-child\" data-id=\"7dae04c2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32438d71 elementor-widget elementor-widget-heading\" data-id=\"32438d71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">About Us<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b130ad animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"38b130ad\" data-element_type=\"widget\" data-settings=\"{"_animation":"fadeInUp"}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Building Financial Confidence to All<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22075f4e elementor-widget elementor-widget-text-editor\" data-id=\"22075f4e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"602\" data-end=\"891\">We are a trusted digital lending platform in Kenya dedicated to providing quick, affordable, and transparent loans. Our mission is to empower individuals, entrepreneurs, and small businesses by giving them easy access to credit without the stress of traditional banking.<\/p><p data-start=\"893\" data-end=\"913\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1426bebf e-con-full e-flex e-con e-child\" data-id=\"1426bebf\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7100cb0e e-con-full e-flex e-con e-child\" data-id=\"7100cb0e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-256d8d71 elementor-widget elementor-widget-heading\" data-id=\"256d8d71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Why Choose Us?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6198e2d0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6198e2d0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Instant Approval \u2013 Loans disbursed in minutes. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Transparent Fees \u2013 No hidden charges. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Flexible Repayment \u2013 Tailored to your needs. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">M-Pesa Integration \u2013 Safe and convenient mobile disbursement.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-635e725f elementor-widget elementor-widget-button\" data-id=\"635e725f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More About Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-618d9954 e-flex e-con-boxed e-con e-parent\" data-id=\"618d9954\" data-element_type=\"container\" id=\"contact_us\" data-settings=\"{"background_background":"classic"}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6429620f e-con-full e-flex e-con e-child\" data-id=\"6429620f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1084e905 elementor-widget elementor-widget-elementskit-video\" data-id=\"1084e905\" data-element_type=\"widget\" data-widget_type=\"elementskit-video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\t\t<div class=\"video-content\" data-video-player=\"[]\" data-video-setting=\"{"videoVolume":"horizontal","startVolume":0.8,"videoType":"iframe","videoClass":"mfp-fade"}\">\n\t\t\t\n<a class=\"ekit_icon_button glow-btn ekit-video-popup ekit-video-popup-btn\" href=\"?playlist=&mute=0&autoplay=0&loop=no&controls=0&start=0&end=\" aria-label=\"video-popup\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-play-button\"><\/i>\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36f42297 elementor-widget elementor-widget-heading\" data-id=\"36f42297\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Learn More<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49d3b5e8 e-con-full e-flex e-con e-child\" data-id=\"49d3b5e8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c8afee7 elementor-widget elementor-widget-heading\" data-id=\"5c8afee7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Partner with Us for Smarter Financial Solutions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c114287 elementor-widget elementor-widget-button\" data-id=\"1c114287\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-34114ce1 e-flex e-con-boxed e-con e-parent\" data-id=\"34114ce1\" data-element_type=\"container\" id=\"portfolio\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-54f8de9b e-con-full e-flex e-con e-child\" data-id=\"54f8de9b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2c38e238 e-con-full e-flex e-con e-child\" data-id=\"2c38e238\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73d75a35 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"73d75a35\" data-element_type=\"widget\" data-settings=\"{"_animation":"fadeInUp"}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Delivering Trust, Transparency, & Results<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77ad850d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"77ad850d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At The Alums, we believe borrowing should be simple, fair, and empowering. We put our clients first, ensuring every step of the loan process is secure, ethical, and reliable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24801c30 e-con-full e-flex e-con e-child\" data-id=\"24801c30\" data-element_type=\"container\" data-settings=\"{"background_background":"classic"}\">\n\t\t<div class=\"elementor-element elementor-element-49a5017e e-con-full e-flex e-con e-child\" data-id=\"49a5017e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e98ffe2 elementor-widget elementor-widget-image\" data-id=\"6e98ffe2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"599\" src=\"https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/411937-1.jpg\" class=\"attachment-full size-full wp-image-93\" alt=\"\" srcset=\"https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/411937-1.jpg 1000w, https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/411937-1-300x180.jpg 300w, https:\/\/web.alums.co.ke\/wp-content\/uploads\/2025\/08\/411937-1-768x460.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55f3517f e-con-full e-flex e-con e-child\" data-id=\"55f3517f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62143287 elementor-widget__width-initial elementor-view-stacked elementor-position-left elementor-shape-circle elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"62143287\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-team1\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\tExpert Financial Guidance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10102a39 elementor-widget__width-initial elementor-view-stacked elementor-position-left elementor-shape-circle elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"10102a39\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-hammer\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\tCompliance & Risk Management\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f97f8d8 e-con-full e-flex e-con e-child\" data-id=\"3f97f8d8\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6d1f9ea6 e-con-full e-flex e-con e-child\" data-id=\"6d1f9ea6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7aad8dcd e-con-full e-flex e-con e-child\" data-id=\"7aad8dcd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1272798d elementor-widget elementor-widget-elementskit-funfact\" data-id=\"1272798d\" data-element_type=\"widget\" data-widget_type=\"elementskit-funfact.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n\t\t<div class=\"elementskit-funfact text-center \">\n\t\t\t\n\t\t\t<div class=\"elementskit-funfact-inner position_top\">\n\t\t\t\t\t\t\t\t\t<div class=\"funfact-icon\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"elementskit-funfact-icon icon icon-users2\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"funfact-content\">\n\t\t\t\t\t<div class=\"number-percentage-wraper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"number-percentage\"\n\t\t\t\t\t\t data-value=\"500\"\n\t\t\t\t\t\t data-animation-duration=\"3500\"\n\t\t\t\t\t\t\t data-style=\"static\">0<\/span>\n\t\t\t\t\t\t+\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h3 class=\"funfact-title\">Successful Clients<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d55bf4 e-con-full e-flex e-con e-child\" data-id=\"4d55bf4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-740e5970 elementor-widget elementor-widget-elementskit-funfact\" data-id=\"740e5970\" data-element_type=\"widget\" data-widget_type=\"elementskit-funfact.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n\t\t<div class=\"elementskit-funfact text-center \">\n\t\t\t\n\t\t\t<div class=\"elementskit-funfact-inner position_top\">\n\t\t\t\t\t\t\t\t\t<div class=\"funfact-icon\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"elementskit-funfact-icon rtmicon-thin rtmicon-rate\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"funfact-content\">\n\t\t\t\t\t<div class=\"number-percentage-wraper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"number-percentage\"\n\t\t\t\t\t\t data-value=\"99\"\n\t\t\t\t\t\t data-animation-duration=\"3500\"\n\t\t\t\t\t\t\t data-style=\"static\">0<\/span>\n\t\t\t\t\t\t%\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h3 class=\"funfact-title\">Client Retention Rate<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Reliable Loans Directly to your M-Pesa. No long queues , just simple, secure borrowing when you need it most. Apply Now Options Loan Calculator Loan Calculator Loan Details Loan Amount (Ksh) Ksh 25,000 Ksh 1,000 Ksh 50,000 Repayment Date Shorter period = lower interest 1\u201330 days window available 1\u20137d: 10% \u2022 8\u201314d: 20% \u2022 15\u201330d: […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-80","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/80","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=80"}],"version-history":[{"count":181,"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/80\/revisions"}],"predecessor-version":[{"id":354,"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=\/wp\/v2\/pages\/80\/revisions\/354"}],"wp:attachment":[{"href":"https:\/\/web.alums.co.ke\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=80"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}